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Wildfire Claim Process

created using Agenda template
published by PCIAA

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Survey the property for damage. Contact your insurer to begin the claims process.

Contact Insurance company

Step 1

Additional living expenses can be reimbursed if your home is damaged by a wildfire

Keep all your receipts

Step 2

Work with an Adjuster

Step 3

Your insurer will walk through the claims process, answer questions, estimate the damage & settle your claim.

Scope of Work

Step 4

Adjuster reviews previous floor plan, sq footage, and interior. Insurance covers the cost of rebuilding with similar materials.

Insurance Payments and Types

Step 5

ALE: Covers temporary living expenses while you rebuild Coverage A: Covers the cost of rebuilding your home Coverage B: Covers detached structures such as a garage Coverage C: Covers the contents and personal possessions in your home

Work with Your Mortgage Holder

Step 6

Homeowners should continue to pay mortgage & property taxes.

Evaluate Insurance Needs

Step 7

Work with your insurer to determine the level of coverage to have during the rebuilding process

Find a Contractor

Step 8

Get 3 estimates for the work and compare. Always have a written detailed contract.