Your Step-by-Step Guide to the Claims Process
Insurers are ready to help Contact your Insurance Agent to start the claims process
Survey the property for damage. Contact your insurer to begin the claims process.
Contact Insurance company
Additional living expenses can be reimbursed if your home is damaged by a wildfire
Keep all your receipts
Work with an Adjuster
Your insurer will walk through the claims process, answer questions, estimate the damage & settle your claim.
Scope of Work
Adjuster reviews previous floor plan, sq footage, and interior. Insurance covers the cost of rebuilding with similar materials.
Insurance Payments and Types
ALE: Covers temporary living expenses while you rebuild Coverage A: Covers the cost of rebuilding your home Coverage B: Covers detached structures such as a garage Coverage C: Covers the contents and personal possessions in your home
Work with Your Mortgage Holder
Homeowners should continue to pay mortgage & property taxes.
Evaluate Insurance Needs
Work with your insurer to determine the level of coverage to have during the rebuilding process
Find a Contractor
Get 3 estimates for the work and compare. Always have a written detailed contract.